Australian Income
Tax Calculator
Free, accurate tax estimates. Includes Stage 3 tax cuts, Medicare Levy, LITO, HELP repayment, and real superannuation rates for every year. Compare any years side by side.
Tax-Free
$18,200
Medicare
2.0%
Super Rate
12.0%
LITO Max
$700
General information only. This calculator provides estimates based on publicly available ATO rates and does not constitute tax advice. Your actual tax may vary. Please consult a registered tax agent or accountant for personalised advice.
The financial year runs 1 July to 30 June. Not sure? Select the current year (2025–26).
Estimates only based on ATO published rates. Tax-free threshold applies to Australian residents. Consult a registered tax agent for personal advice.
FY2024–25 & FY2025–26 Tax Rates (Stage 3 — same rates both years)
Stage 3 cuts apply from FY2024–25 onwards. Residents: 16% & 30% brackets. Plus Medicare Levy 2%.
Australian Residents (FY2024–25 & 2025–26)
| Taxable Income | Rate |
|---|---|
| $0 – $18,200 | Nil |
| $18,201 – $45,000 | 16% |
| $45,001 – $135,000 | 30% |
| $135,001 – $190,000 | 37% |
| $190,001+ | 45% |
Tax-free threshold $18,200. LITO up to $700 for incomes below ~$66,667.
Foreign Residents (FY2024–25 & 2025–26)
| Taxable Income | Rate |
|---|---|
| $0 – $135,000 | 30% |
| $135,001 – $190,000 | 37% |
| $190,001+ | 45% |
No tax-free threshold or LITO. Flat 30% up to $135,000.
Working Holiday Makers (FY2024–25 & 2025–26)
| Taxable Income | Rate |
|---|---|
| $0 – $45,000 | 15% |
| $45,001 – $135,000 | 30% |
| $135,001 – $190,000 | 37% |
| $190,001+ | 45% |
Visa 417 & 462. Flat 15% to $45,000, then 30% / 37% / 45%.
Medicare Levy
2.0%
Residents (above ~$26K)
Tax-Free Threshold
$18,200
Residents only
Super Rate (SGC)
12.0%
FY2025–26 onwards
Concessional Cap
$30,000
Salary sacrifice + employer SGC
Your Results Appear Here
Enter your income above and click Calculate My Tax to see your full breakdown.
Important Disclaimer
The results provided by this calculator are general estimates only and do not constitute tax advice. They are based on publicly available ATO rates, offsets, and thresholds and may not reflect your individual tax situation.
Calculations do not account for all possible tax offsets, deductions, adjustments, or personal circumstances (e.g. investment income, rental properties, business income, private rulings, or amended assessments). Actual tax payable may differ.
We strongly recommend consulting a registered tax agent or accountant for advice tailored to your personal situation. You can also contact the ATO directly at ato.gov.au or by calling 13 28 61.
This tool is not affiliated with or endorsed by the Australian Taxation Office. Tax rates and thresholds are updated periodically — always verify current rates at ato.gov.au.